The complete guide to reducing your Binance trading costs with referral codes, BNB payments, and VIP tier benefits. Data verified against official Binance fee schedules.
That is 40% less than standard fees
Binance discount refers to the various fee reduction mechanisms available on Binance, the world's largest cryptocurrency exchange by trading volume.
Standard Binance spot trading fees start at 0.100% per transaction (0.100% maker, 0.100% taker). For a trader executing $100,000 in monthly volume, that is $100 in fees per side. With proper discount stacking, you can reduce this to 0.060%—saving $40 per $100,000 traded.
Discounts apply sequentially, not additively. Starting from 0.100%: first apply the 20% referral discount (→ 0.080%), then apply the 25% BNB discount on the remaining amount (→ 0.060%). The total reduction is 40%, not 45%. For futures, BNB discount is only 10%, yielding a 28% total reduction for makers.
Combine these methods to maximize your fee reduction and trading profitability.
Get a 20% lifetime discount on spot trading fees and 10% off futures fees when you register with a valid referral code [UPBNB]. This is the most accessible discount for new users and cannot be added to existing accounts.
20% OFF SpotEnable "Using BNB for fees" in your account settings and hold BNB in your spot wallet to receive a 25% discount on spot fees and 10% discount on futures fees. Does not apply to withdrawals or fiat transactions.
Up to 25% OFFClimb the 9-level VIP system based on 30-day trading volume and BNB holdings. VIP 9 users enjoy fees as low as 0.011% for spot makers and 0.000% (zero) for futures makers. Updated March 2026 with lower entry thresholds.
Up to 89% OFFNew users completing KYC and first trades can unlock welcome bonuses up to $19800 USDT in trading fee credits within 30 days. Visit the Rewards Hub after registration to claim tasks.
$19800 BonusLaunched March 2026, this new entry-level VIP pathway lets smaller traders access discounted fees without massive volume requirements.
| Requirement | VIP Rising Star | Standard VIP 1 |
|---|---|---|
| 30-Day Trading Volume | No minimum | ≥ $1,000,000 equivalent |
| Asset Net Worth | ≥ $30,000 | No specific requirement |
| BNB Holdings | ≥ 5 BNB | ≥ 5 BNB |
| Spot Maker Fee | 0.090% | 0.090% |
| Spot Taker Fee | 0.100% | 0.100% |
If you hold ≥ $30,000 in crypto assets on Binance and at least 5 BNB, you qualify for VIP Rising Star automatically. Your VIP level is assessed daily at 00:00 UTC and updated at 01:00 UTC. No manual application required.
Follow these steps to unlock the maximum fee reduction. Order matters—some actions are irreversible.
Before registering, check if you already hold ≥ $30K in assets and ≥ 5 BNB. If so, you will automatically qualify for reduced fees once your account is funded.
Use a verified referral code during signup. This is your only chance—codes cannot be added to existing accounts later. This grants 20% off spot fees for life.
Upload your passport or driver's license and complete facial recognition to unlock higher limits, bonus eligibility, and full fee discount access.
Go to Dashboard → More → Settings → Trading Fee. Toggle "Using BNB for Fee Discounts" and maintain a BNB balance in your spot wallet to cover fees.
Visit the Rewards Hub within 30 days to complete tasks and claim up to $19800 USDT in fee credit vouchers. These expire if unclaimed.
Track your 30-day volume in the Fee Structure page. As volume increases, fees automatically adjust downward at 01:00 UTC daily. Target VIP 3 for meaningful reductions.
If you forget to enter a referral code during registration, you cannot add it later. You would need to create a new account with a different email address. Always double-check before submitting your signup form. The referral discount is permanent and applies to every trade for the life of the account.
Official VIP tier rates after the March 2026 threshold reduction. Maker fees apply to limit orders that add liquidity; taker fees apply to market orders.
| VIP Level | 30-Day Volume (USD) | BNB Holdings | Spot Maker | Spot Taker |
|---|---|---|---|---|
| Regular / VIP 0 | < $1M | ≥ 0 BNB | 0.100% | 0.100% |
| VIP 1 | ≥ $1M | ≥ 5 BNB | 0.090% | 0.100% |
| VIP 2 | ≥ $5M | ≥ 20 BNB | 0.084% | 0.090% |
| VIP 3 | ≥ $20M | ≥ 50 BNB | 0.042% | 0.060% |
| VIP 4 | ≥ $100M | ≥ 100 BNB | 0.030% | 0.045% |
| VIP 5 | ≥ $250M | ≥ 200 BNB | 0.024% | 0.042% |
| VIP 6 | ≥ $500M | ≥ 500 BNB | 0.018% | 0.036% |
| VIP 7 | ≥ $1B | ≥ 1,000 BNB | 0.015% | 0.033% |
| VIP 8 | ≥ $2.5B | ≥ 1,750 BNB | 0.012% | 0.030% |
| VIP 9 | ≥ $5B | ≥ 3,000 BNB | 0.011% | 0.027% |
Futures fees are inherently lower than spot. VIP 6+ futures makers pay zero fees—ideal for high-frequency strategies.
| VIP Level | 30-Day Volume (USD) | BNB Holdings | Futures Maker | Futures Taker |
|---|---|---|---|---|
| Regular / VIP 0 | < $1M | ≥ 0 BNB | 0.020% | 0.050% |
| VIP 1 | ≥ $1M | ≥ 5 BNB | 0.018% | 0.045% |
| VIP 3 | ≥ $20M | ≥ 50 BNB | 0.009% | 0.036% |
| VIP 5 | ≥ $250M | ≥ 200 BNB | 0.003% | 0.033% |
| VIP 6 | ≥ $500M | ≥ 500 BNB | 0.000% | 0.027% |
| VIP 9 | ≥ $5B | ≥ 3,000 BNB | 0.000% | 0.017% |
When you place a limit order that does not immediately match an existing order (e.g., setting a buy price below market), your order is added to the order book as a "maker." Makers provide liquidity and pay significantly lower fees. At VIP 6 and above, futures maker fees are 0.000%—completely free.
* Fee data sourced from Binance Official Trading Fee Schedule (updated March 2026). Actual rates subject to change. Always verify on Binance.com before trading.
See exactly how much you will save based on your trading style and discount stack.
Get answers to the most common questions about Binance discounts and fee structures.
You can save up to 25% on Spot and Margin trading fees and up to 10% on Futures trading fees. If you are a VIP user, you can receive up to 25% discount in addition to your VIP discount.
To use BNB to pay for trading fees and get up to 25% discount, you must have BNB in your Spot Account and enable the [Using BNB Deduction] function first.
There are several ways to enable or disable the [Using BNB Deduction]
1. You can enable or disable the function from the Spot Trading pages. Click [Fee Level] and toggle [BNB/USDT] on or off.
2. You can also enable or disable the function by visiting the Fees & Transactions Overview page.Toggle on and off the button under [BNB Discount] to enjoy up to 25% discount on Spot trading fees.
1. Log in to your Binance app and go to [Account Center].Tap the [Settings] icon in the top right corner.
2. Tap [BNB Discount].. Toggle on or off the button next to [Use BNB to pay fees] to enjoy up to 25% discount on Spot trading fees.
3. You can also enable the [BNB Discount] by going to [Trade] - [Spot],and tapping [...] - [Fee]
* Important Note: The 25% discount is valid until further notice.
By enabling the [Using BNB Deduction] setting, you can enjoy a discounted trading fee. If this setting is disabled, Binance will apply the full 100% trading fees. Please refer to the Fees & Transactions Overview page for more details on trading, interest rate, and deposit/withdrawal fees.
Please note: Trading fees are usually. charged in the cryptocurrency you receive as a result of the trade and subsequently converted into BNB.
For example, you're a regular user and you place an order to buy 10 ETH at 3,452.55 USDT each:
Conversely, if you place an order to sell 10 ETH at 3,452.55 USDT each:
Please note: Make sure that you maintain a sufficient BNB balance in your account to pay for your trading fees.
2. How does the system convert the original fee to BNB?When you trade BNB to receive ETH, the system will calculate the fee based on the exchange ratio of ETH to BNB, based on the market price of ETH/BTC and BNB/BTC.
Exchange ratio of ETH/BNB = ETH/BTC(market price) / (BNB/BTC(market price))
Please note:Binance updates its market price when your trades are filled. For the final fees charged, check the Trade history page.
3. I have enabled the BNB discount, but on the transaction page the estimated fee is not shown as BNB.The system uses the exact amount filled to calculate the BNB discount fee for an order. However, the actual amount filled is unknown when you place the order. Therefore, it will only display an estimated fee in the receiving token.
4. How is the BNB fee calculated for non-BNB pairs?To calculate the BNB fee for non-BNB pairs, the system converts the value of the non-BNB pair token to BNB using an average rate rather than the spot rate at the time, which may result in a slight difference.
Here’s how it works:
1. Convert the token to a chosen quote token.
2. Convert the quote token back to BNB using the BNB/quote token pair with the shortest trading time.
For example, to get (token)/BNB, we take the (token)/USDT rate and multiply by 1/(BNB/USDT).
5. Why am I still being charged the original fee after enabling [Using BNB Deduction]?
*Please note that the [Est. Fee] displayed is for reference only. The actual transaction fee depends on the final amount of assets you receive from the executed trade.
Referral discounts cannot be added after registration—this is a hard rule with no exceptions. However, you can still enable BNB fee deduction (25% off spot, 10% off futures) and climb VIP tiers for additional savings. If you missed the referral code, you would need to create a new account with a different email address. VIP Rising Star and standard VIP tiers apply to all accounts automatically based on volume and holdings.
Referral and BNB discounts are permanent as long as you maintain the requirements. The 20% referral discount lasts for the lifetime of your account. The BNB discount remains active as long as you keep the toggle enabled and maintain sufficient BNB balance to cover fees. Sign-up bonuses typically expire within 30 days if tasks are incomplete, so claim them promptly after registration. VIP tier status is reassessed daily at 00:00 UTC.
Yes, but the math is multiplicative, not additive. Starting from the base spot fee of 0.100%: first apply the 20% referral discount → 0.080%. Then apply the 25% BNB discount on that remaining amount → 0.080% × 0.75 = 0.060%. The total reduction from 0.100% to 0.060% is exactly 40%. For futures, the calculation is 0.050% × 0.90 (referral) × 0.90 (BNB) = 0.0405%, a 19% total reduction for takers or 28% for makers.
For the basic 25% spot / 10% futures discount, there is no minimum BNB holding requirement—you only need enough BNB in your spot wallet to actually pay the trading fees. However, to qualify for VIP tiers, you need minimum BNB holdings: VIP 1 requires ≥ 5 BNB, VIP 3 requires ≥ 50 BNB, and VIP 9 requires ≥ 3,000 BNB. Enable the toggle at Dashboard → More → Settings → Trading Fee to activate the discount.
Binance assesses your VIP eligibility daily at 00:00 UTC based on your previous 30-day trading volume and current BNB holdings. The new fee tier is applied at 01:00 UTC automatically. You don't need to take any action. If your volume drops below a tier threshold, you'll be downgraded the following day. You can check your current tier and progress on the Fee Structure page in your account dashboard.
Official Binance referral codes are completely safe and are a standard part of Binance's user acquisition program. The code simply links your new account to the referrer's program—there is no security risk. Always use codes from verified sources, official affiliate pages, or trusted educational sites. Avoid codes from unverified social media DMs, suspicious websites, or anyone asking for your password or private keys. A legitimate referral code only affects fee discounts.
US mainland residents must use Binance.US, a separate platform with its own fee structure. Global Binance referral codes and VIP tiers do not transfer to Binance.US. However, Binance.US also offers its own fee reduction programs for eligible users. If you are a US resident attempting to use global Binance, your account may face restrictions. Always use the platform appropriate for your jurisdiction.
No. The BNB fee discount applies specifically to trading fees (spot and futures). It does not apply to: withdrawal fees, fiat deposit/withdrawal fees, margin borrowing interest, NFT marketplace fees, or Binance Pay transactions. The discount is also limited to 25% for spot trading and 10% for futures trading—there is no additional BNB discount for other products. Always check the specific product's fee page for details.
Don't overpay on trading fees. Stack your discounts correctly and keep more of your profits with every transaction.